Exceptional and transformative leaders in credit repair because of our service
“Imperium Law Group was the sole reason in helping me work to remove negative items and improve score by more than 100 points. I was able to surpass my credit goal and purchase multiple homes." Rachel Weller, New York
Credit Repair Analytics and Modernization
Due to our innovation and relationships with all three credit bureaus, we can report that 92 percent of Imperium Law clients saw a credit score increase by an average of 82 points
Ability to Automoate
Join over 400,000 Imperium Law active clients working to repair their credit
Versatility in Application
Imperium Law provides a credit score analysis and gives you access to a credit score tracker to monitor your progress where we customize a plan according to your goals. Additionally, the company offers a 90-day money-back guarantee if you don’t see any changes in your credit history after three months.
Full Customer Experience Service
Free credit consultation as well as initial month's work
Unprecedented Velocity. Impeccable Reliability.
Imperium Law addresses the removal of negative entries from customer credit reports. The main focus is on identifying and removing any erroneous or illegitimate entries.
Imperium Law may also dispute records that are legitimate but may be unverifiable. Some creditors, particularly collection agencies, may not have the information they need to verify a debt. It may be possible to have these accounts deleted, but there is no assurance of that.
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More Than Just Disputes
More Disputing incorrect and unverifiable entries may be able to improve your credit record in the short term. To keep improving your credit you’ll have to add positive entries and make sure you don’t add more negative ones.
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Imperium Law provides continuing credit education that gives you the tools to get out of credit trouble and stay out.
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Artificial Intelligence and Cloud Technology
Imperium Law utilizes cloud technology and artificial intelligence so we can provide a better customer experience. For credit, consumers are very particular about data protection. Thus, we use cloud servers that encrypt the customer’s confidential credit-related data and offer the highest level of data protection. Using cloud technology also helps in data portability.
We Take Pride in Our Numbers
10
Years of Experience
2K
Business Partners
1M
Clients Served
5M
Number of Negative Removals
82
Average credit score increase
Our Partners
Why the urgent need for credit repair for all citizens?
The real problem with credit reports is the astounding number of errors
More than one in five consumers have a “potentially material error” in their credit file that makes them look riskier than they are. Lenders respond to this incorrect data by offering you higher interest rates, less favorable terms, or denying credit if the error makes you look too risky.
With money on the line, you might assume that the credit reporting system would fix the problem. In reality, it is the opposite. Speed and volume are favored over accuracy. Large-scale inaccuracies are tolerated. The costs of correcting the data outweigh benefits — for the credit bureaus, though, not the consumers.
Equifax collects information from banks, mortgage servicers, debt collectors and other credit providers and sells raw data back to potential lenders. The data in your credit reports are aggregated into a single credit score (e.g. FICO score) which are widely used to determine if you qualify for a loan and if so, at what interest rate.
Given the importance of credit scores, why are they so inaccurate? Three reasons: size, speed, and economic incentives of the system. Each of the major bureaus has over 200 million credit files that, on average, contain 13 past and current credit obligations, resulting in 2.6 billion pieces of data. Each month, more than 1 billion pieces of data are updated, requiring a speedy system. With so much data coming from so many sources, so quickly, errors are inevitable (especially if you have a common name).